imagePURCHASING

PURCHASING

WHAT TO BRING WHEN

APPLYING FOR A MORTGAGE

 

  1. Most recent two (2) years’ W-2’s
  2. Most recent four (4) weeks’ pay stubs
  3. Most recent three (3) months’ bank statements – Statements must include address, account number and balance.
  4. Most recent three (3) months’ statements to verify additional assets (stocks, bond, Mutual funds, IRA’s)
  5. List of outstanding loans. Pleas include address, account number, amount of monthly payment, and outstanding balance. Most recent statement(s) and/or coupon payment.
  6. List of credit cards, including account numbers, outstanding balances, and minimum payment required by the vendor.
  7. Verification of monthly rental payment. Twelve (12) months’ canceled checks (front/back).
  8. If self-employed, most recent two (2) years’ federal tax returns and a year-to-date profit and loss statement prepared by an accountant.
  9. Purchase and sale agreement, full executed by all parties. An offer to Purchase may be submitted on a temporary basis.

 



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